Our Process to Deliver Effective, Efficient Service to Lenders

Our efficient processes are built from experience processing hundreds of loans for numerous industries. We bring together expertise, systems, and tools to create a positive experience for everyone.

VITAL's Process

1

Bank Onboarding

  • Goal-setting
  • Lender training
  • Loan policy guidance
2

Initial Loan Review

  • Assess Eligibility
  • Credit Memo
3

Application

  • Document collection
  • Refine request
  • Package and submit to SBA
  • SBA authorization
4

Closing

  • Closing guidance
  • Review closing and funding
5

Loan Sale (fee income generation)

  • Facilitate bid
6

Servicing

  • Reporting
  • Change Requests
  • Ongoing Compliance