Understanding the SBA

June 11, 2019


Will the SBA Approve this Loan? And Other Common Questions, Part 1

May 5, 2017


As the head of underwriting at VITAL, I have the privilege of working with lenders across many financial institutions. Invariably, when a lender calls me to discuss a new loan opportunity, there are four basic questions I am asked:


1. Is this loan eligible?
2. Will the

Raise Small Business Lending Revenue Without Increasing Expense

January 6, 2017


In an August 2014 article in the Harvard Business Review, Karen Mills, the former head of the Small Business Administration, examined the reasons why small business lending has not yet recovered to levels seen before the 2008 financial crisis. One of the barriers she n